Financial Planning

 

Weath Creation

If you’re seeking to build your wealth - You need Wealth Creation Advice!

At Markey’s, we understand everyone is different. Some clients like risk, others don’t. Some clients want to implement a strategic wealth strategy, others are happy to keep it simple. Whatever your financial goals are, we can tailor a solution that’s right for you!

The services we offer include:

  • Debt recycling strategies
  • Debt consolidation strategies
  • Investment portfolio and Asset allocation advice
  • Salary sacrifice, spouse contribution and Co-Contribution advice.

Get the right advice. Contact us on (02) 4925 6555.

 

Pre-Retirement Advice

If you're less than 10 years from Retirement - You Need Advice NOW!

If you’re close to retirement, it’s important that you make the most of the time you have left to maximise your assets for retirement. There are several steps you need to take which are detailed below:

  1. The first step in planning for retirement is figuring out what you want for your retirement including - Where will you live, travel plans, family considerations and so on? This will help you to understand how much you'll need in retirement and then determining where the money is going to come from.
  2. Once you have planned your retirement goals and how much money you will need, the next step is making this a reality. This is where we get to work for you by focusing on the following areas:
    • Drive your super harder
    • Salary Sacrifice
    • Co-Contributions
    • Spouse Contributions
    • What to do with business and personal assets. Whether to buy or sell, to hold in or outside of superannuation and how the asset and income will be treated in retirement.
    • Maximise good debt and minimise bad debt.
    • Put your equity to use! It could be used to build your assets for retirement rather than sitting their idle.
    • Minimise tax through the correct ownership of assets.
  3. There are a number of legislative issues that can have a big impact upon the money that you have in retirement. By using these correctly, they can give you a big leg-up to help you to achieve your retirement goals.

Get the right advice. Contact us on (02) 4925 6555.

 

Post-Retirement Advice

If you want to make sure you don’t out-live your retirement savings - You need Post-Retirement Advice

The fact is people are working longer and living longer, creating a greater need for a sustainable income to last throughout retirement. There are a number of decisions you will need to make in your retirement years where you will benefit greatly from quality advice:

  1. The family home - You may choose to downsize your home, move closer to grand children or move into an over 55 years retirement village.
  2. Centrelink - Many retirees rely wholly or partially on social security benefits, so it pays to work with a planner who understands what you are entitled to. We can also help you when dealing directly with Centrelink.
  3. Estate Planning - You’ve lived a full life, however, you want to ensure that those you care for are taken care of when you are gone. Proper Estate Planning will ensure that your estate will be distributed exactly how you want it to be.

Get the right advice. Contact us on (02) 4925 6555.

 

Corporate Superannuation

Corporate Super - we turn your super obligation into a genuine employee benefit

At Markey Financial Services, our expertise is ‘Corporate Superannuation’. We review your company super fund, present you with options and implement the best default super fund for you and your employees.

You contribute 9% into your employees’ super funds – are you getting what you pay for?

We can streamline your administrative processes, significantly reducing the time and pressure on your internal resources whilst optimising the benefits your staff receive.

Clients have partnered with us nationally to turn their super obligations into an efficient, time-saving and cost-reducing employee benefit.

Super is often the neglected piece of the wealth management puzzle for employees. Engaging Markey Financial Services is a smart and measurable investment for your whole business.

Feel free to contact us today for a free review on (02) 4925 6555.

 

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Every working Australian has a 1 in 3 chance of becoming disabled through illness or injury for more than 3 months before turning 65

Calculations based on data from the Institute of Actuaries of Australia 2000. Interum report of the Disabillity Committee IA Aust: Sydney

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